The Dream Homes Team
Your Buyer/Seller Connection
The Dream Homes Market Flash
December, 2007
Sub-prime Mortgage Holders Get Relief
The Bush Administration reached an agreement with the mortgage bankers association allowing certain sub-prime mortgage holders to apply to have their adjustable rate mortgage fixed for up to an additional 5 years, or until the real estate market improves, allowing the homeowner the ability to refinance to a lower fixed-rate mortgage.
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Why Are YOU Still Paying Rent?
In this market, home values are sinking to reasonable levels, interest rates remain attractive, it's a great time to buy! There are a TON of 1st time homebuyer mortgage programs that are meant to assist a 1st time homebuyer to get into the housing market.
When you figure out how much rent you're paying, that you're throwing out the window, you can probably own a home for roughly the same as what you're paying! And...the interest you pay on the loan and the property tax may be tax deductible (speak to your accountant).
Whatever your situation, your mortgage professional can evaluate your current situation and your goals, and fit the right mortgage to meet your needs. Here are just a few programs that are out there:
Rehab loans: The lender will lend the cost of the house plus repairs. They will escrow the repair money and your contractor will draw the money after each repair is made. This is the perfect program if you want to save some money buying a fixer-upper.
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Amherst New Hampshire’s Best Kept Secret
Are you looking for something fun to do this weekend? How about sledding? With all of the snow we have had over the past couple of weeks, it's a great time for some family fun.
Yesterday, during the calm after the storm, we headed over to a sledding hill in Amherst, New Hampshire. Where is this sledding hill you ask? It's on route 101 East, heading from Amherst, toward Bedford. You park across the street from the hill.
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Equal Housing Opportunity. This material is based on information which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete and should not be relied on as such. This offering is subject to errors, omissions, change of price or withdrawal without notice.